Interesting read. Although I don’t have PPI (in so far as I understand), will there be a precise period Iva trusts have actually by which they need to try to finish their investigations concerning products such as for instance PPI? Otherwise they are able to drag their legs and keep this taking place for a long time and years. All this time these are typically keeping individual economic documents, clearly with out a period that is fixed of this contravenes GDPR?

Sara (Financial Obligation Camel) says

PPI complaints are closing. You’re not planning to win a grievance about that.

darren kelly says

We received my conclusion certification, but have actually simply been contacted by WageDayAdvance representatives beginning i will be due some Redress. We hadn’t started the claim, until they asked us to submit the claim today. If I actually do get this, would my IVA expect the funds to visit them? And wouldn’t it immediately be compensated in their mind?

Sara (Financial Obligation Camel) says

Whenever ended up being your borrowing from WDA?

It had been ahead of my IVA and once whilst inside it

Sara (Financial Obligation Camel) says

Well this will depend regarding the regards to your IVA and in addition which IVA company you utilized as some haven’t any desire for reopening finished IVAs. In training the funds May be delivered to you.

Darren kelly says

It had been Thorton that is grant which up to Apperture

Michelle Peach says

My spouce and I had been within an IVA 12 years back. We paid in to the IVA for more than 2 yrs whenever I had been identified as having aggressive cancer tumors. The creditors voted to shut the IVA as there clearly was no clear prognosis and I wasn’t working. We received a certification of Satisfaction while the payday loans SC creditors had been given out though it had been a much reduced quantity. Certainly one of our creditors ended up being the Northern Rock. We now have simply been notified with business coping with PPI enquiries that my spouce and I have entitlement to a return of premium from Northern Rock. We additionally advertised through the Halifax some full years back. The Halifax delivered the monies direct to us (they certainly were additionally certainly one of our creditors). Northern Road have stated that the funds are being kept by them towards our IVA. Can they are doing this? If we now have gotten a certification of Satisfaction 9 years back saying the IVA had been settled who are able to this be reasonable. It has nothing in connection with the simple fact us PPI that they mis-sold. Please advise.

Sara (Financial Obligation Camel) says

It’s quite common for a creditor to create a PPI refund off against a financial obligation within an IVA.

I’ve just made the ultimate re re re payment and my IVA business is keeping my certification until We sign an agreement to allow them to investigate all my PPI. To be honest the IVA business has recently examined my PPI claims while I became within the IVA. They took around £3500. I did son’t see a cent of course. Now why are they asking to accomplish another research?

Sara (Financial Obligation Camel) says

This argument is not likely to allow you to get anywhere. They’ve been eligible to will not complete your IVA until you agree. It is understood by me’s irritating, nevertheless the choice is yours.

Rebecca Arthurs says

I became adviced check with residents advice which stated I happened to be in no economic state to spend my ctax arrears over ВЈ4,500 and my advice centre said my sole option had been iva thus I took there advice had been released and I also made a claim for ppi and ended up being awared over ВЈ3000 however the bank that awarded me personally delivered it right to iva and also as I became with debt for ctax ВЈ4.500 and absolutely nothing because of any banking institutions or estates just tiny high interest levels companies e.g. provident all under ВЈ9000 !the ВЈ3000 will not protect the ctax and is more than all of the businesses that are small. provident so just why have they taken this ВЈ3000 we had been granted ? The organization that got me ppi sent me personally a message and page saying very good news u v been granted ВЈ3000 I quickly called them when I never ever got absolutely nothing they called the financial institution whom said it is delivered to iva but I happened to be released

Sara (Financial Obligation Camel) says

Have you been certain you’d an IVA? This sounds more like bankruptcy or a Debt Relief Order if you were “discharged” after a year?

I became within an IVA which completed We claimed ppi while within the iva and had been granted ВЈ3500 it was compensated into the internet protocol address and in to the iva .

May I now claim this relative right straight straight straight right back through the internet protocol address

Sara (Financial Obligation Camel) says

No. Maybe perhaps Not it should not have gone to the IP unless you can show.

Sonaton Saha says

Hi, i’ve finished my 6 years IVA and my certification ended up being released from aperture. We have started my iva with DFD but later on it to aperture on they moved. to my certification following wording ended up being written- “Dividends Creditors whose claims had been outstanding or unsupported following the final claiming deadline, had been excluded in complete or component through the dividend circulation; but, they stay limited by the stipulations of this finished Arrangement(s). All dividends were equalised where funds allowed. VAT and PPI The manager will continue to handle the PPI and VAT dilemmas relative to the resolutions approved and proposed by the creditors during the conference of creditors.”

within my IVA DFD stated PPI. week that is last have obtained one page from very very very first dispute administration saying they are instructed by my aperture manager to research different mis-selling claims which could occur in my own IVA and after this received e-mail from aperture whether i’ve gotten the page or perhaps not. if i change target, they wish to understand my address that is new where can resend that kind. Am I able to ignore them? if I really do can they reopen my iva? i’ve maybe not gotten any ppi funds from loan providers really, even i am not bothered. We really don’t want this hassle any longer. I will be over pleased to complete my IVA. I might be actually grateful to own your advice regarding this matter. Many thanks